March 2021

It’s Time to Call the Movers

Checklist for before the move Moving day doesn’t just happen in one day: it takes a lot of preparation! In fact, our moving day checklist starts long before any boxes are even packed: □ Sort and purge. Now is a great time to go through your things and get rid of anything you don’t need or use. For example, you can donate any clothing you haven’t worn in a while or kitchen items you...

7 Tax Benefits of Owning a Home:

Written By Margaret Heidenry What are the tax benefits of owning a home? Plenty of homeowners are asking themselves this right around now as they prepare to file their taxes. You may recall the Tax Cuts and Jobs Act—the most substantial overhaul to the U.S. tax code in more than 30 years—went into effect on Jan. 1, 2018. The result was likely a big change to your taxes, especially the tax...

6 Reasons this isn’t like 2003-2007

1. Mortgage standards are nothing like they were back then. During the housing bubble, it was difficult not to get a mortgage. Today, it’s tough to qualify. Recently, the Urban Institute released their latest Housing Credit Availability Index (HCAI) which “measures the percentage of owner-occupied home purchase loans that are likely to default—that is, go unpaid for...

How Much Does It Cost To Build a House? Is It Cheaper to Buy or Build?

By Margaret Heidenry How much does it cost to build a house? According to data from the National Association of Home Builders, the median price of constructing a single-family home is $289,415, or $103 per square foot. Just keep in mind that the cost to build a home can vary widely based on where you live. So whether you're a first-time home buyer or just wondering "can I afford to build a...

Title Insurance

What Is Title Insurance, and How Much is it?

Buying a home often entails also buying various types of insurance to protect your property, and one type you might need to get is called title insurance. When you buy a home, you “take title” to it and establish legal ownership. A title insurance policy protects you against the possibility that someone else might have a claim on your home. In essence, it ensures that a homeowner and...

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